About Civora

Civora is building a low-cost merchant acceptance layer for public digital money. The platform is designed to connect QR codes, checkout links, and point-of-sale flows with instant confirmation, receipts, refunds, reconciliation, and business integrations.

Civora does not issue a CBDC or claim to be a bank. Its role is to provide a regulated payment interface through licensed partners, with customer funds kept separate from the company’s operating balance sheet. The platform begins with existing instant-payment rails and is designed to integrate with approved CBDC programs as they emerge.